Typical published US market ranges as of 2026. Every provider quotes differently; use these to sanity-check, not to negotiate. The cheapest column is not automatically the right one, and neither is the fullest.
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What should payroll and HR help cost you?
Pick your headcount and see the typical monthly range for all three models, side by side. Benchmarks, not quotes.
The short answer
Typical US market rates. HR & payroll software runs $40 to $60 per month plus $6 to $12 per employee. A payroll service runs $30 to $150 per month plus $4 to $12 per employee per pay run. A PEO runs $40 to $160 per employee per month in admin fees. The calculator below applies those ranges to your headcount.
HR & Payroll Software You run it yourself. The tool files the taxes.
Payroll Service A firm runs payroll and files taxes for you. Assumes two pay runs per month. Cost details
PEO Full employment back office under co-employment. Admin fees only, benefits premiums separate. Sometimes priced as 2% to 12% of payroll instead. Cost details
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